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Insurance – Don’t Be Without It

By   /  October 23, 2017  /  2 Comments

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Not long ago, On Pasture published an article entitled “Does the Lack of Affordable Health Ins
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  • Published: 4 years ago on October 23, 2017
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  • Last Modified: October 24, 2017 @ 4:19 am
  • Filed Under: Money Matters

About the author

My name is Don Ashford and my wife is Betty and we live in Ethel, LA. It would be impossible for me to write a bio about myself without including Betty in it. We have been together since high school. I was in the senior class of 1955 and she was in the class of 1957. Do the math. We have raised cattle since 1959 except for a little time that I spent with Uncle Sam. We have grazed stockers, owned several cow- calf herds and custom grazed cattle for other folks. I worked as a pipefitter for more than 25 years. Until we went into the dairy business in 1977 we were as most people down here part-timers or week-end ranchers. Later after we had learned enough about MIG to talk about it so that it would be understood by others we put together a pasture-walk group to introduce it to our friends and neighbors. We belong to more farm groups then we probably should but we get great joy working with other people. What makes us most proud are our son and daughter, our 5 grandkids and our 7 great-grand kids. It has been a hell of a trip so far, but we are not done yet.


  1. Ben Haring says:

    Another option to look into are health care sharing ministries. A number of health care sharing ministries were exempted under the Affordable Care Act. As members of a sharing ministry, one sends a check directly to other members that have a shareable medical need every month.

    To give an example, from Samaritan Ministries International: “Every month, Samaritan members—70,000 households and more than 229,000 individuals—give directly to their fellow members who have qualified medical needs. Currently, this Biblical community shares about $25 million each month in medical needs.”

    Health care sharing ministries provide an affordable insurance free option (thereby helping lower costs).

    In full disclosure: my family are members of Samaritan Ministries. It has been amazing paying medical bills directly without going through an insurance company. We have had two medical needs (two births!) and have graciously had them paid for by other members, while we send our monthly share directly to someone else in need. I would encourage everyone to at least look into it and see if it fits your life situation!

    • Harold Schrock says:

      Insurance is only needed when we have a deficiency in community. There’re various types of community, they may not all be geographically based. As a member of a Mennonite community I do not need any type of insurance,The needs are always covered and yes it is considerably cheaper than profit based insurance.

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