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How to Get Your First Farm Loan
If you are looking at your first farm loan, chances are you need some money to capitalize the start-up of a new farm business or to increase the inventory (livestock, for example) or otherwise expand
Lending standards have gotten very strict after the fast and loose lending practices of the large banks and resulting financial meltdown.
Beginning producers will need a more significant stake (equity/capital) to get loan. One of our commercial ag lenders stated you need your age in equity. i.e. 25 year old would need a 25% down payment/equity.